Navigating auto financing options can feel overwhelming, but the professionals at Les Stumpf Ford are dedicated to making the process simple and transparent. As a trusted Ford dealership near Neenah, we can help you understand your options, explore payment plans and make confident decisions -- whether you're buying or leasing your next Ford.
Our finance experts are here to answer some of the most common questions we receive about Ford financing and leasing. If your question isn't addressed here, don't hesitate to reach out! Contact our finance team online or visit our dealership for personalized assistance with your auto finance needs.
Frequently Asked Auto Financing Questions
What's the difference between buying and leasing a Ford?
Buying a Ford allows you to own the vehicle outright once your loan is paid off, enabling you to build equity and drive as many miles as you wish. Leasing, on the other hand, lets you drive a new Ford in Appleton and beyond for a fixed term, typically with lower monthly payments and mileage limits. At the end of a lease, you can return the car, purchase it or move on to another new Ford.
What credit score do I need to finance or lease a Ford?
We work with customers at a variety of credit levels. While a higher credit score can help you secure more favorable terms, Les Stumpf Ford partners with multiple lenders to find solutions for all credit backgrounds -- even if yours is less than perfect. Our 40+ years of experience serving the Appleton community has built strong relationships with financing partners who understand local buyers.
Can I trade in my current vehicle when buying or leasing a Ford?
Yes! Trading in your car can reduce your down payment and monthly costs. Our finance team can appraise your trade-in and apply its value directly to your next purchase or lease. Estimate your trade-in value with us and see how it can work toward your new Ford purchase near Neenah.
How much should I put down on a new or used Ford?
A larger down payment typically lowers your monthly payment and may improve your loan terms. While down payment requirements vary depending on the lender, we can help you explore options with zero or low down payment based on your financial goals. Don't forget about our new Ford specials that can further reduce your upfront costs.
What documents will I need to apply for Ford financing?
To get started, you'll generally need a valid driver's license, proof of income (like a recent pay stub), proof of residence and insurance information. Our finance experts will guide you through each step and let you know if anything additional is required for your Ford financing application.
Can I get pre-approved for Ford financing?
Absolutely! You can apply for Ford financing online to get pre-approved for a car loan before you visit. Pre-approval can save you time at the dealership and provide a clear understanding of your budget as you shop our extensive inventory.
What financing benefits do you offer at Les Stumpf Ford?
As a community-focused dealership that's been serving Appleton for more than 40 years, we offer several unique advantages. Customers who purchase Certified Pre-Owned Ford vehicles receive free oil changes and car washes for their first three years of ownership. Plus, when your car is in for service, you can take advantage of our huge Ford rental fleet!
H2 Tag: Contact Our Ford Finance Experts in Appleton, WI
Ready to learn more about your Ford financing options? Reach out to Les Stumpf Ford for clear, straightforward answers to any auto finance or lease questions. We're here to help make your next Ford purchase as smooth as possible!
Learn More: Why Buy from Us? | Ford Lease Return Center | Section 179 Tax Deduction